At Patrick “McCabe Mortgage” , we’re not just here to help you get a mortgage—we’re here to make the process personal, powerful, and dare we say… kind of fun. Whether you’re buying your first home, refinancing your fifth, or just wondering what the heck a DSCR loan even is, we’ve got you covered from the High Desert to Riverside and every palm tree in between.
Our roots run deep in Southern California, and nowhere do we feel more connected than in the Inland Empire. We live here. We work here. We grab breakfast burritos here. So when we say we understand the local housing market, we mean it—we really understand it.
Let’s explore all the places we call home (or help you call home).
Inland Empire & High Desert: Our Home Turf
If you're looking for a lender who truly knows the Inland Empire and the High Desert, you’re in the right place. From the foothills of San Bernardino to the growing communities of Victorville, Apple Valley, and Hesperia, we help local residents navigate the mortgage landscape with confidence and clarity.
High Desert, CA
Where we live, work, and know the streets by heart. The High Desert offers space to grow, affordable home prices, and a strong sense of community — perfect for first-time buyers, move-up families, and investors looking for long-term value.
Why we love it: Expanding neighborhoods, mountain views, and some of the best value in all of Southern California.
Riverside, CA
The heart of the IE. Riverside is where charm meets opportunity. Whether you’re settling into a craftsman bungalow downtown or upgrading to a family-friendly home in Orangecrest, we’ve got mortgage solutions for every type of buyer.
Why we love it: Great schools, walkable historic neighborhoods, and a growing tech scene.
San Bernardino, CA
Big views, big potential. San Bernardino is experiencing a major housing revival, and we’re here to make sure your financing keeps up with the pace.
Hot tip: If you’re a first-time buyer, we can help you tap into local grants and down payment assistance programs to make your dream home more affordable.
Rancho Cucamonga, CA
Yes, the name’s fun to say—and it’s even more fun to live here. With mountain views, top-rated schools, and easy freeway access, Rancho is a commuter’s dream.
Need-to-know: Jumbo loans, VA loans, and refis—we handle it all for Rancho homeowners looking to scale up or cash out.
Temecula, CA
Wine country, family living, and unbeatable sunsets—Temecula is the place for laid-back luxury. Whether you’re moving up or settling down, we’ll make the process feel smooth and stress-free.
Bonus points: We love helping veterans here—Temecula is one of the best places in SoCal for VA loans.
Murrieta, CA
Right next door to Temecula, Murrieta is where community vibes and affordability come together. New builds, established neighborhoods, and plenty of parks—there’s something for everyone.
Smart move: We’ll help you compare rates across lenders so you get the best deal without the guesswork.
Corona, CA
With quick access to Orange County and L.A., Corona is a commuter’s sweet spot. Add in the vibrant neighborhoods and family-friendly amenities, and it’s easy to see why so many people are planting roots here.
Looking to refinance? We’ll walk you through rate term or cash-out options with zero fluff.
Beyond the Inland Empire
Orange County
Costa Mesa? Laguna Niguel? Anaheim? We’ve done deals there—and we know how competitive the market can be. Let’s get you pre-approved and shopping with confidence.
Los Angeles County
From condos in Koreatown to Spanish-style homes in Pasadena, we help Angelenos get into homes they love (without the Hollywood drama).
San Diego County
Heading south? From Oceanside to Chula Vista, we’ll help you unlock coastal living with mortgage options built for SoCal pricing.
Sacramento, Fresno, & Central California
We serve buyers up and down the Central Valley, from new homeowners in booming suburbs to seasoned investors picking up rental properties.
Out of State? No Problem
Out of State? No Problem
While California is our backyard, we’re licensed in multiple states. So if you’re moving to California, from California, or just curious about your options elsewhere, we’ll point you in the right direction—and stay with you every step of the way.
Ready to Chat?
Whether you know exactly where you want to buy, or you're still deciding between Riverside and Rancho, we’re here to help you make sense of it all. The Inland Empire is growing, thriving, and full of potential—and we want to help you be part of it.
So let’s talk about where you want to go—and how we can get you there.
Contact Patrick “McCabe Mortgage” today and let’s get started.