Privacy Policy

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At McCabe Mortgage Team, we understand that trust is the foundation of every home-buying journey. As your trusted mortgage partner in Victorville, CA, serving the Inland Empire, High Desert, and broader Southern California area, we're committed to handling your personal and financial information with the utmost care. Led by Patrick McCabe (NMLS #463470, Certified Mortgage Planner, and refinance specialist with over 20 years of experience), we prioritize transparency and security so you can focus on what matters most—finding the right VA home loans in Victorville, first-time home buyer mortgages in the Inland Empire, or cash-out refinance options in the High Desert—without worrying about your data.

This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website (mccabemortgage.net), apply for FHA loans in Southern California, or engage with our personalized loan solutions. We don't just help you secure a mortgage; we build real relationships that safeguard your privacy long after closing. Questions? Schedule a quick chat today or call us at (760) 766-2303 for expert guidance without the pressure.

We gather data to provide tailored mortgage pre-approval processes and connect you to accessible homeownership programs. This includes:

• Personal Details: Name, contact information (email, phone), and address when you inquire about jumbo loans in Rancho Cucamonga or reverse mortgages in Victorville.
• Financial Information: Income, credit history, and loan details for customized rate-and-term refinances or conventional loans with 3% down for first-time buyers.
• Usage Data: Website interactions, like pages visited on our VA home loans page or time spent exploring first-time home buyer resources, to improve your experience.
• Cookies and Tracking: We use essential cookies for site functionality and analytics to optimize searches like "best VA loan lender Victorville 2025." You can manage preferences via your browser settings.

We only collect what's necessary for proactive updates on rate cuts boosting your buying power in the Inland Empire.

Our goal is empowerment through education and empathy. We use your data to:

• Deliver personalized loan solutions, such as flexible FHA terms for limited credit or no-PMI VA options for eligible veterans.
• Respond promptly—hands-down the most responsive team in Southern California—with quotes, follow-ups, and no-pressure consultations.
• Enhance our services via the Real-Time Referral Program for real estate agents, ensuring smooth closings with our Follow Up/Refer Back Strategy.
• Comply with regulations as an Equal Housing Lender, sharing anonymized insights for industry trends like how rate cuts affect refinance in the High Desert.

We never sell your data. It's all about connecting you to what matters most on your home-buying journey.

Transparency is key. We may share data only when:

• You authorize it, like with trusted West Coast real estate partners for faster closings.
• Required by law, such as NMLS reporting (NMLS #463470) or anti-fraud measures.
• With service providers (e.g., secure processors for mortgage calculators on our refinance page) under strict confidentiality.

Local expertise means we protect Inland Empire families' info as fiercely as we advocate for competitive rates.

Security is non-negotiable. We employ industry-standard encryption, firewalls, and regular audits to protect against breaches—because your peace of mind is our priority.

You have rights: Access, correct, or delete your data anytime. Email us at contact@mccabemortgage.net or visit our contact page. For California residents, we comply with CCPA, offering opt-out for data sales (which we don't do).

Updates to this policy? We'll notify you via email or site notice, effective upon posting.

"McCabe Mortgage made refinancing my High Desert home seamless and secure—they handled everything with care, from application to closing." – Sarah L., Victorville (5-star Google review).

Trusted by hundreds in Southern CA.

Ready to explore? Learn about Patrick McCabe and our 20+ years of expertise or follow us on Instagram for daily privacy tips and home-buying reels.

Equal Housing Lender | NMLS #463470