Terms and Conditions

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Welcome to McCabe Mortgage Team, your approachable guide to homeownership in Victorville, CA, and the Inland Empire. Whether you're a first-time home buyer eyeing affordable FHA loans in Southern California or a veteran seeking no-down-payment VA home loans in the High Desert, our terms ensure a fair, transparent process. Patrick McCabe (NMLS #463470, Certified Mortgage Planner, Top Purchase Loan Officer with 20+ years) and our team focus on building lasting relationships, not just closing deals. We provide expert guidance without pressure, making reverse mortgages in Victorville or cash-out refinances in Rancho Cucamonga accessible and stress-free.

These Terms and Conditions ("Terms") govern your use of our website (mccabemortgage.net), services like mortgage pre-approval, and resources such as our agent video on lead follow-up strategies. By accessing our site or applying for jumbo loans, you agree to these Terms. Questions? Call (760) 766-2303 for a quick, personalized chat.

Our site is for educational purposes: Learn about rate cuts boosting buying power for Inland Empire families or explore conventional loans with PMI removal. You agree to:

• Use the site lawfully, without disrupting services.
• Provide accurate info for loan applications, like income for tailored refinance options.
• Not misuse tools, such as scraping content from our first-time home buyer page.

We reserve the right to update content, like tips on "how rate cuts affect refinance Inland Empire," at any time.

Applying for purchase loans, renewals, or equity access? Here's what to expect:

• Eligibility: We assess based on credit, income, and programs (e.g., 3% down for young families in Victorville). Full approval isn't guaranteed.
• Fees: Disclosed upfront—no hidden costs for our no-pressure consultations or competitive rates.
• Process: From pre-approval to closing, we partner with you and real estate pros via our Real-Time Referral Program for faster, smoother deals.

As an Equal Housing Lender, we prohibit discrimination. View our locations page for High Desert and Southern CA coverage.

All materials—infographics on loan processes, client success stories, or reels on pre-approvals—are ours. Use for personal reference only; cite us for shares (e.g., #McCabeMortgage). Link to us freely to spread Inland Empire home-buying wisdom.

We strive for accuracy, like in refinance calculator examples ($450K loan at 6.75% saving $300/month), but info is general. Consult professionals for advice. We're not liable for indirect damages from site use or loan decisions.

We may suspend access for violations. These Terms are governed by California law. Disputes? We'll resolve amicably first—relationship-focused, after all.

Changes? Posted here, effective immediately.

"Hands-down the most responsive and knowledgeable group—McCabe made my first-time purchase in Rancho Cucamonga a breeze!" – Jason M. (5-star Yelp review). Join hundreds trusting us in Southern CA.

Explore first-time home buyer mortgages or connect on LinkedIn for agent resources. Let's make homeownership yours.

Equal Housing Lender | NMLS #463470